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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

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*Securities and investment advisory services offered through Hornor, Townsend & Kent, LLC (HTK), Registered Investment Adviser, Member FINRA/SIPC, 4 North Park Drive, Suite 400, Hunt Valley, MD 21030. 410-821-2920. HTK is a wholly owned subsidiary of Penn Mutual. Capital Financial Benefit Solutions and other listed entities are independent of and unaffiliated with HTK. HTK does not offer tax or legal advice. Our representatives are insurance and securities licensed. For insurance we are licensed in our resident state of Maryland, as well as Delaware, District of Columbia, New Jersey, and Pennsylvania. For securities only, in addition to the above listed states; Georgia, Florida, Indiana, North Carolina, Ohio, Washington State, and West Virginia. This is not an offer or solicitation in any state where not properly licensed or registered. 3154141RB_Sep23