Our Team

H. Stanley Evans*, CFP


Stan Evans, CFP® now celebrates his thirty-seventh year in the insurance, investment and financial planning business. As a Certified Financial Planner™, Stan specializes in small business and professional markets in addition to personal and business financial planning.

Along with three partners, Stan formed Capital Financial Benefit Solutions, LLC in 2006 and was formerly a partner of the Maryland Agency Financial Group for twelve years. As a Partner of Capital Financial Benefit Solutions, Stan's stated objective is to protect and advise clients on prudent insurance and investment* decisions, in order to maximize wealth on a tax-efficient basis. Stan previously sat on the Board of Directors for the National Association of Insurance and Financial Advisors of Baltimore for two separate terms and has been a Penn Mutual leader and qualifier of Penn Mutual's elite agent club.

A graduate of Towson University and a committed professional in the financial planning arena, Stan has achieved many milestones in the financial planning industry, including Million Dollar Round Table, Court of the Table, HTK Broker Dealer Peak Performance. He has been awarded "Agent of the Year'" on several occasions and is a consistent Golden Eagle and Royal Blue Producer with Penn Mutual. He treats all clients with a straightforward, common-sense approach to financial planning. When you retain Stan to represent your insurance and financial needs, you will be adding an experienced and dedicated professional to your team!

In Stan's spare time he enjoys spending time with his family, golfing and supporting local sports teams including the Ravens and Orioles

View Stans Bio:

Todd Evans*

Financial Advisor

Todd holds his Life & Health Insurance license as well as his Securities License. His passion and commitment to helping individuals, as well as businesses achieve their goals, happens through a customized process where his main objective is to protect and advise clients on prudent insurance decisions in order to maximize wealth on a tax-efficient basis.

In addition to his efforts to better the community, Todd also strives for excellence within the workplace. Todd won CareerBuilder of the Year in 2008 and 2009 and was inducted into the President's Club in 2009 as well.  In additional to being selected in 2013; Todd was also selected in 2014 to attend this years Royal Blue Conference to be held in Puerto Rico, an award reserved for Penn Mutual's top producers.

When not working, Todd enjoys being active in athletics, with his favorites being boxing, lacrosse and golf. He also holds season tickets for the Baltimore Ravens.

View Todd's Bio

Stuart F. Gray*, MBA

Financial Advisor

Stuart F. Gray is a Financial Advisor with Capital Financial in Hunt Valley, MD. Capital Financial, a risk-based financial services firm, is recognized by their indi-vidual and corporate clients for quality advice superior service. Dedicated to the highest ethical standards, Capital Financial provides comprehensive investment and insurance services. The focus is on helping clients achieve security, independence and on building long-term relationships founded on mutual trust and respect.

View Stuart's Bio

Ryan E. Salah

Financial Advisor

Ryan joined Capital Financial Benefit Solutions, LLC in 2015 after graduating from college and completing an internship program within our organization.  Ryan holds his Life and Health license as well as his Series 6, Series 63, and 65 licenses.

Ryan is committed to helping people grow and preserve their wealth across generations in the Chesapeake Bay region and DC Metro marketplace.  Ryan helps ensure individuals, families, and businesses are protected and financially prepared for the future.  He is responsible for expanding our services and solutions to help ensure we are one of the leading holistic wealth planners in our community.  Ryan works with the team to analyze client data and develop strategies that meet a client's needs and objectives.

Currently living in Baltimore, Ryan was born and raised in Rockville, Maryland.  Ryan graduated from Stevenson University earning his undergraduate degree in Business Administration while also playing lacrosse.  Ryan continues to be involved in the Stevenson community as a member of the Stevenson Alumni Board.  During his time away from work, Ryan enjoys spending time with his friends and family, attending concerts and sporting events, while also playing recreational sports.

Andrew L. Burton

Financial Advisor

Drew joined Capital Financial Benefit Solutions, LLC in 2015 after beginning his career with Northwestern Mutual.  Drew holds his Life and Health as well as his Series 6, Series 7, Series 63, and Series 65 license.

Drew works with both businesses and individuals to achieve their goals by using a customized process where his main objective is to protect and advise clients on prudent investment and insurance decisions in order to maximize wealth on a tax-efficient basis.  He offers a wide variety of services including group benefits, defined benefit plans, business continuation strategies, insurance and investment brokerage, and fee-based financial planning.

A graduate of Calvert Hall High School and Towson University, Drew is still active in the Baltimore community.  In his spare time, he actively participates in youth sports camps and is a baseball coach at Dulaney High School.

Susan Stein

Client Relationship Manager


Susan serves as Assistant to Stan Evans, Partner of Capital Financial Benefit Solutions. Focusing on new business, Susan follows cases from submission to case placement. In addition, it is of utmost importance to her to ensure that clients feel that their financial needs are a priority by providing consistent, timely and efficient service. Susan has been a supporting member of Stan's team for fifteen years.


Susan was born and raised in Maryland and currently resides in Stewartstown, Pennsylvania with her husband. In her free time, she enjoys helping her husband with renovations and spending time with her children and granddaughter.


Rose Emig

Benefits Client Relationship Manager

Rose Emig has been an Account Manager in our Employee Benefits Department since 2000. She focuses on designing group & individual health insurance programs. Rose also plays a major role in the placement and servicing of ancillary benefits and provides a myriad of support services to our clients. She holds a Maryland Life & Health License and is a registered Notary Public. Rose exemplifies the personal touch that we have found that our clients prefer. Her excellent problem solving skills and the relationships she has with the service and underwriting departments of the carriers we use make her a valuable member of our team.

After graduating from Seton High School in Baltimore, Rose studied abroad for 2 years attending University of Santo Tomas in the Philippines. She currently resides in Abingdon, Maryland with her husband Dean. In her free time enjoys spending time with her niece and nephews.  




Lauren Evans

Client Relationship Manager

Lauren attended Virginia Wesleyan College, a small liberal arts school in Virginia Beach. She played lacrosse in college, and graduated in May 2009 with a Bachelor's Degree in Business Administration. Lauren is Life & Health licensed and currently in the process of studying for her Series 6 exam. At this time, she works directly with Stan Evans as a Client Relationship Manager.

Lauren was born and raised in Reisterstown Maryland. She went to Franklin High School where she was a 12 season athlete. When not working, she enjoys spending time with her family and friends, and spending time at the beach. She also likes to travel whenever she has the opportunity.